Welcome to FT, TonyGi!
There are many experts here that can empathize and assist you. I do think you may need to edit your post to include a bit more information if you'd like genuinely well intentioned advice.
Just review your post and add a little more specific info. Like your million dollar spending is broken up to what categories?
Best wishes!
PS. Slam Dunk, maybe?
http://www.flyertalk.com/forum/credi...e-posting.html