If you decide to fill in the HDVest tax stuff to get the extra 500 points, be prepared to spend a lot of time (even if you are putting in minimal dummy data). It makes you go through most of the 1040 form and the pages take forever to load... I should of done this at work with a high speed connection, but once I got started, I was on a roll.
Of course, there was no confirmation at the end that I would receive the 500 points.. I wonder if this was all just a waste of time. Has anybody else done this and get a confirmation of the 500 points?