Originally Posted by
soarerz
Thanks for your reply! I checked amex just now - don't seem to cover liability even for the $25 per rental one.
Is it okay if I waive the CDW insurance offered by rental car company, but just take their liability one? Would that invalidate the CDW insurance on my credit card? (I read somewhere that the insurance that comes with credit card is generally only activated if you say no to the insurance by rental car company)
Taking one (CDW or liability) from the rental car company has no effect on the other coverage, so just buy what you need.
You are correct; to have CDW from the credit card, you have to decline the CDW from the rental place.