Originally Posted by
9Benua
If you add her to your account as AU, this account utilization will show up at her credit report. It will also show up when the bank recon analyst pulls her credit report. I have to take my wife off my card's AU since we were trying to apply mortgage under her name only and all the utilization of my card showing up on her report. It took us 1-2 months to clean it up. Not fun.
Funny, none of my Citi cards report the AU. When I added an AU, I don't even remember giving them the SSN for the person I added. Are you saying that your Citi cards are reporting to the AU's credit report? How is this if you did not provide Citi the AU's SSN? Just askin.