Originally Posted by
FT-hss
This is opposite of what I have read elsewhere all along, but will revisit when DW tries in few months if this offer is still around. Cant manage 20K at the same time
If you add her to your account as AU, this account utilization will show up at her credit report. It will also show up when the bank recon analyst pulls her credit report. I have to take my wife off my card's AU since we were trying to apply mortgage under her name only and all the utilization of my card showing up on her report. It took us 1-2 months to clean it up. Not fun.