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Thread: When to stop applying for CCs to get a mortgage?
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Old Feb 20, 2014 | 9:15 pm
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philemer
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Originally Posted by unifer
I know that wisdom is you can't be applying for new CCs when you've got a potential mortgage on the horizon... but are there any hard and fast rules about when you have to stop? For instance, if I plan on buying a house next January, should I stop immediately? 6 months before I meet with a lender? Is it too late?!
Talk to a lender now and ask the questions. I talked to US Bank about a refi and they said they don't like to see more than 1 hard pull in the last 6 months. Other lenders may be more tolerant.
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