Originally Posted by zyxlsy

Then when merchant don't want to opt you out, they say it's default... lol

Originally Posted by zyxlsy

China is a pretty closed market. You see, everything here is done via some state authorized or approved proxies, while the rest of the world can do that without the middle men. Even taking a TOEFL test here is done through a Ministry of Education's agency, not directly via ETS. The banking system here is more of a example, that's why you see Bank of Communication POSs doing stuff like this and no one cares. Everything Bank of Communication has belongs to the government, and I don't think Visa/MC can take on that...

Originally Posted by percysmith

I've long held a theory that the Chinese Government creates very favourable conditions for DCC scamming:
- They own the local competing payment system - Unionpay - and majority stakes in most major Chinese banks too.
- They are really pushing to promote local brands - they're also doing this to the Big4 Global Accounting Firms (despite almost all the partners being HK/Mainland Chinese) http://app1.hkicpa.org.hk/APLUS/1006...20-24_Big4.pdf
- They hate Visa quite a lot, given Visa's intransigence over PRC-issued dual-coded Visa/Unionpay outside China (Visa ruled that all Visa merchants outside China must use the Visa function of the dual-coded cards). Dunno what's their attitude towards MC.

The CBRC won't bat an eyelid towards systematic DCC rort and won't police its banks to follow Visa's/MC's rules. Most banks will be allowed to tell Visa/MC - I'm gonna scam all your customers. You can pull my entire participation in Visanet if you wish but if you don't then you play by my rules.