Originally Posted by
percysmith
It's a Visa requirement; you can chargeback the hotel/Santander for simply not including it.
Bank of China too complies with this requirement, it would be like you don't get arrested for robbery if you tell the victim they're gonna get robbed in advance.
Bank of China's POS choose DCC by default as well. It does say you were offered the choice on the slip, though...
Originally Posted by
moondog
Non-compliant DCC isn't an unlawful practice; it's simply prohibited by Visa/MC. Furthermore, even the most nefarious POS machines presumably offer some sort of means to opt-out. All it would take to spread non-compliant DCC to Korea or Japan would be for one of the big offenders to either set up shop there or to align with an incumbent acquirer.
Then when merchant don't want to opt you out, they say it's default... lol
Originally Posted by
percysmith
I wouldn't say it's prohibited by Visa/MC...that appears to suggest they can do something about it.
They certainly aren't able to anything about the Bank of Chinas and Bankcomms of this world.
All we can say is that they are non-compliant with Visa merchant and acquirer agreements and/or VIOR. But there is no consequence. Or even Visa/MC don't want to cut them off (at least acquire the merchant interchange part of the income).
China is a pretty closed market. You see, everything here is done via some state authorized or approved proxies, while the rest of the world can do that without the middle men. Even taking a TOEFL test here is done through a Ministry of Education's agency, not directly via ETS. The banking system here is more of a example, that's why you see Bank of Communication POSs doing stuff like this and no one cares. Everything Bank of Communication has belongs to the government, and I don't think Visa/MC can take on that...