Originally Posted by
prokopon
Here's a logistical thought:
After realizing that i was spending too much time thinking about this stuff, I decided this month to make a simple checklist of vehicles that I know how to work (or need to work, in order to avoid a fee or whathaveyou) and put it into a spreadsheet so that I can check off when (and, if applicable, how far) I've driven each vehicle each month. I've also incorporated all of my CC closing dates into a unique calendar in googlecalendar .......
My approach is to change the CC closing date of all my cards to within a day or two of each other. Then i just have to do all pre close adjustments at the same time. Same for post close.
I do keep a spreadsheet of the spend required for bonuses and if the bonus is based on the calendar or card membership year. If card year, which month is start.