Thanks for the response.

Well, the very first deposit will be a VR reload of $200-500 in a BB account in her name, not mine. It will not be set up until after she submits the financial statement and is approved for the negotiated payment. She lives in a non-CVS city so I will load locally. She will pay me back her payment via bank transfer as we both bank same credit union. She can pay me $50 weekly on weekend she works or cumulatively once a month. We can work out any extra details.

I will state the concern again. The lady specifically suggested this method. Is there a risk her company may debit more than agreed? I don't yet have a BB account (covered in other posts). As I mentioned she suggested that I not become involved (from their point of view). It was a bit of surprise because of the tactics one reads about online with collections, I thought they expect one to sell everything one owns to pay a debt.

If I have to, rather than load the card too much, we can let the account be edited the $3.00 (perish the thought!) per month for this method as requested.