Great thoughts from everyone, so it looks like I'll be concentrating on AA points.

Quick question- after the bonus points post once you meet requirements, do you have to keep the card until you use the points, or do you just drop/cancel the card?

Sorry for the late response, life has been hectic with 2 small ones. Thanks for all the help!

I'm not scared of spend, I can run a lot of expenses through my business and we buy quite a bit on behalf of our consulting clients. And then there's always MS to top it off.

Thanks again everyone!