I do have a Chase checking account. Do you think this is what the letter is referring too? I just assumed it was about credit cards. My fiance (who also got the exact same letter) has a checking account and credit cards as well.

I'm not sure if I'll have to submit any forms. I definitely have not gotten any forms from Chase. The fact that the letter states "Chase policy requires us to obtain, verify and record certain identifying information for each customer." makes me think Chase is gonna want some form of paperwork submitted. Though in this letter it does not specify HOW I would prove to them my 1) citizenship and 2) income.

Also it states: "Please update this info by calling or visiting a branch". I feel like if it was a true FR it wouldn't give me the option of visiting a branch.

As a side note, the only Chase card that I do continuous MS on is my Ink card (and everyone once in a while a VGC on my CSP). However, my fiance (again, got the same letter) does not have an Ink card and does no MS on any of her Chase cards. We both use MS concepts to meet min spends though.

My main goal with posting this was to try to get a sense of if I'm in for a FR, and if so, should I start planning on transferring out my UR (I'm small fish compared to some here...only ~75k UR right now).

I will definitely keep this thread updated as my SO and I get this sorted out.
Thanks FT!