Originally Posted by
405#Club
You could do a product change for your Citi Diamond Preferred to Citi Dividend...it's a 5% cash back card, no AF, and Q1 categories include drugstores...up to $6k spend
Even better if you can get AMEX version as it will come handy for sync offers.
Also BOFA has a better balance rewards card which gives $25 per quarter just to charge and pay in full monthly...may be you can convert your AS card to this. I just did this with their hawaiian card when annual fee was due.
Keep ink bold and downgrade CSP instead of closing it. Having one UR transfer card will be always useful and I doubt bold will be downgraded. I was just denied for ink plus.
SPG you can convert it to any non-annual fee card (BCP?) to keep the credit line