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Old Feb 6, 2014 | 4:49 pm
  #4  
Aristophanes80
 
Join Date: Jan 2013
Programs: All of them, Katie
Posts: 224
Some of my oldest cards are store cards that I never use. They are great for bringing up your average age of accounts and lowering your utilization ratio. There is no reason to use them except for possibly a few transactions here and there to keep the creditor from closing the account. They are useful just for the credit rating. Stick it in a drawer and use your cards with better rewards for daily purchases.
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