Originally Posted by
sdsearch
What's the point of a VR over generic Visa gift cards (that you can buy at most major grocery stores/etc with a CC) and
then get a PIN for? Is it just lower fees (or creating less trash)? In that case, I would bet the higher fees on a generic Visa gift card would still trump moving or traveling to another state to be able to use VR with a CC, no?
Few reasons why VRs are better than VGC.
1. VRs cost less in terms of fees $3.95 per $500 vs. VGC fee of $6.95 per $200. This adds up if your goal is to load $5K/month. You need 10 VRs vs. 25 VGCs to meet $5K.
2. VRs can be loaded at the comfort of your own home via the website. VGC must be loaded at a Walmart onto your BB account. On top of the that, if you factor the gas and time it takes to drive back and forth from Walmart and the inconvenience of having to load 5 VGCs just to meet $1K drawing attention at a cashier especially if people are waiting in line to buy stuff.