+1 fraud victim
I have a Chase card with heavy MS that was used by the thief to buy gift cards in ridiculous denominations I would never purchase (50s and 100s). The card was closed and I got my money back. This one was used at restaurants with waiter service in order to bury the MS, so it's possible the card was cloned. The charges occurred about 50 miles south of my home, which is a location that I almost never visit.