Originally Posted by
sdsearch
What's the point of a VR over generic Visa gift cards (that you can buy at most major grocery stores/etc with a CC) and
then get a PIN for? Is it just lower fees or creating less trash? In that case, I would bet the higher fees on a generic Visa gift card would still trump moving or traveling to another state to be able to use VR with a CC, no?
Fewer steps. With VR it's one and done, with GCs you need an intermediary step to offload the GC. Not a huge effort, but it's something to consider.