Originally Posted by Majuki

I think we stand a better chance of mobile payment taking off. Think of the Starbucks or mobile boarding pass model where you can have them scan the barcode off of your phone.

I don't think contactless payment suffers from a perception problem, but so few places consistently accept it and so few cards support it that it never took off. The problem I see with too much reliance on one's phone is what happens when the battery dies or the phone crashes at an inopportune time? There's no fallback technology. I've already had a few fumbles myself with mobile boarding passes where the AA app hiccuped right before the gate agent scanned it.