I am still going strong here.
The beauty of the money orders at walmart is
- as long as you stay under 2k you do not have to show ID
- you can purchase more than 1 money order in the same transaction

so it translates to:
- $2k VR added to netspend for 3.95x2=7.90
- purchase $1k MO and 996 MO today for $2 netspend fee + 1.70 MO fee
----
3.70 in added fees on top of VR, which amounts to 3.95+$1.85/1k
Compared to visa gc, for which you would pay 4.95 + 0.70/1k MO, which will only save you $0.15
In other words, it is not a horrible deal for liquidated VR if you get stuck with them.

I tend to find it easier to pay the extra $0.15 and look like I am paying with a debit card compared to two VR gcs when buying an MO.

I have not done ach or moneygram payments.

Also, your referrals can pay for your fees