FlyerTalk Forums - View Single Post - FICO Score getting killed - I am obviously doing this wrong [FICO and Utilization]
Old Jan 30, 2014 | 6:12 am
  #100  
healthnut
 
Join Date: Sep 2013
Location: SNA/LAX
Posts: 1,410
Originally Posted by medellinfein
If i am not misunderstanding you, I believe it is usually about 3 or 4 days between. That is, if your due date is 1/27, then you statement would "cut" January 30th. And the balance in that statement cut on 1/30 would be due the following month 2/27.
It may for you or depending on the bank.

I personally secure message all of my banks/CC accounts to set the statement cut date myself. That way I have a list of when I know I need to have the balances paid by.

With Citi, they only allow you to choose when you would like the bill to be due so I chose something at the end of the month because I know it would cut ~27 days prior to that.

With US Bank, I didn't change it because it doesn't matter--I just know I need to have it paid off by the end of every month.

IE:
Chase Freedom/CSP/Hyatt -- 1st
AMEX BCP -- 2nd
Barclays US Air -- 3rd
Citi HHonors -- 1st
CIti AA -- 1st
US Bank Club Carlson -- 17th
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