Originally Posted by
wormtail
My question is I plan to hold most cards for 11 months, cancel then wait and reapply when it is likely I can get a new signup bonus. So the Hotel and airline points that go to their own programs will remain when I cancel the cards.
This is a big assumption. I think 2-3 years from now churning would be absolutely impossible. You can only reliably count on getting all your bonuses once or twice in a 5 year period. Plus the time that goes into this might make you eventually realize its not worth it. Plus miles will devalue with time.
Maybe explore the manufactured spending forum?