Originally Posted by
guv1976
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.601 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
Do you currently own a car? (Not every AAA member does.) Do you have any insurance that covers you for loss/damage to a rental car, and for injuries you might cause to others when driving a rental car?
I believe that the Chase/UA Explorer card (is that the one you have?) offers primary LDW coverage, as long as you charge the entire rental to the card.
Yes, I do have the UA Explorer card.
Also,
http://www.21st.com/auto-insurance-i...-insurance.htm
If you have a policy with us and at least one of the vehicles on the policy has physical damage coverage (Comprehensive and Collision coverage), we will provide coverage for physical damage to a rental or temporary loaned vehicle up to the broadest coverage available under the policy for any one of the vehicles insured. So if you have a vehicle insured with us with $500 deductibles on Comprehensive and Collision coverage, the rental vehicle would also have Comprehensive and Collision coverage subject to the same $500 deductibles.
I have liability only, not comprehensive. I drive a ~$2K car, so it's hard to justify that :P
So, definitely leaning AMEX Premium Coverage.