Originally Posted by
guv1976
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.601 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)
"I knew Amex provided primary and according to the description of the policy, it provides a better level of coverage that the freebie MC and Visa."
The Amex Premium coverage does provide a higher level of coverage (covering certain higher-value cars that the free coverage does not), but unless you need that higher level of coverage, it's probably a waste of money.
Insurance is never a waste of money, IMO.