FlyerTalk Forums - View Single Post - Car Rental Coverage: CDW with CC, what to do?
Old Jan 23, 2014 | 1:05 pm
  #4  
panamamike
 
Join Date: May 2009
Posts: 95
Originally Posted by guv1976
Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.601 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)

The deposit policies that a local car-rental agency apply to a renter who declines to purchase LDW from the agency have nothing to do with whether you are covered by Amex or any other credit card. But why would you pay $25 for Amex's premium coverage? Don't you have credit cards that provide free LDW for rentals in Panama? (Note that the free coverage provided by many credit cards is voided if you use a free-day or dollars-off coupon on the rental. So the Amex premium coverage might make sense when using such a coupon on a rental.)

As long as you satisfy the credit card company's terms and conditions regarding LDW coverage, why would you doubt that the coverage applies?
At the time I wasn't aware the other credit card companies would provide primary LDW, AFAIK it was only secondary. Only did I recently read that while abroad it works as primary.

I knew Amex provided primary and according to the description of the policy, it provides a better level of coverage that the freebie MC and Visa.

Regards,

Mike
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