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Old Jan 23, 2014 | 8:29 am
  #4  
takeshi74
 
Join Date: Jul 2013
Posts: 384
Originally Posted by rwarrior
Since I just paid off my credit cards (and I plan to pay off the balance in full each month moving forward)...how long should I wait till I apply for airline credit cards?
However long it takes for them to report. Generally card balances are reported at statement close but there are some that don't follow that schedule. Additionally, the CRA's can take a few days to update. I'd suggest using a CMS to verify your reported balances. I'd also +1 the suggestion to pull your reports and scores and ensure that everything looks good.

Originally Posted by rwarrior
Also, I have student loans out that I'm currently paying off (around $25k left) and an auto loan (around $12k left) both in good standing. Should I be fine if I have any loans out?
A variety of credit is beneficial. I'd suggest reading up on the basics of credit scoring as it covers all this sort of stuff and there are many resources out there. Here's one:
http://www.myfico.com/crediteducatio...yourscore.aspx
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