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Old Jan 20, 2014 | 1:42 pm
  #382  
JJonahJ
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Originally Posted by 4soup
i just applied for, and was approved for, the CIBC aerogold card. I'm not a CIBC account holder nor a TD account holder. I have excellent credit and am really only doing it for the miles.

I received all the bonuses being offered (15k aeroplan miles on first purchase, 5k after $500 spent in 3 months, $0 fee) with essentially no questions being asked

Should i take my points and run? Make the switch to TD right away? I have no intention of keeping either card and I'm not overly concerned about my credit score (over 800)
Yes, take the points and run, but hold onto the card for 6 months before cancelling, so that it doesn't appear as a pock mark on your credit file.

With your credit score, you probably should apply for the TD Aero cards as well. Make sure you call or go in-branch to speak to a TD rep to get the fees waived.
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