FlyerTalk Forums - View Single Post - Dynamic Currency Conversion (DCC) [2014-2016]
Old Jan 20, 2014 | 10:09 am
  #33  
percysmith
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Originally Posted by JEFFJAGUAR
But in any event, somewhere in the back of my warped mind there seems to have been some kind of agreement somewhere prohibiting mc/visa from prohibiting dcc as I remember.
Potential antitrust:
http://www.flyertalk.com/forum/china...l#post16908166
http://www.bloomberg.com/news/2013-0...cy-policy.html

I don't get it. Is the objective of antitrust law to give choice even if the alternatives are shown to be almost certainly worse?
Furthermore there's no real choice under a lot of circumstances - you get two, or one.

Originally Posted by JEFFJAGUAR
I'm not sure mc/visa had much choice in this. After all, they make substantial income on the 1% they charge for currency exchange transaction and I believe it's 0.8% or something for allowing acces to the international interchange system even if no currency exchange is involve.d.
Interesting theory, maybe Visa/MC figured signing up more crooked banks and merchants and earning more 1% interchange is worth giving up the foreign currency translation fee.

As far as I understand MC has the 0.8% foreign transaction fee and Visa doesn't. Really adds insult upon injury for DCC transactions on MC.
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