I can confirm that TU and EX are working fine, but I had a heck of a time getting EQ to work. Here's how I did it, in case anyone else is stuck...

I never got the free one from the Equifax website or from annualcreditreport.com because they ask you questions about your credit history for verification. They asked about several loans I never had, so I picked "None of the above" and they booted me out. I'm pretty sure part of the problem was the address I put on the forum not matching the one in their records, so if you have moved recently you might need to put in your old one.

I finally solved it by getting a free trial at myfico.com (remember to cancel before 10 days so you don't get charged). You can find the free trial link on this page. Myfico will give you a free copy of the Equifax report.

Unfortunately if you want to dispute anything with Equifax, they require you to enter a ten-digit confirmation code from your report, and the MyFico report does not include the code. But it gives you enough information to answer EQ's questions to get their free report+code.

So you get your EQ report from MyFico, then use the information in the report to pass the security questions when you try to get a copy from EQ. If that still doesn't work, you can call EQ's automated line to order a free report at 800-685-1111. The phone method has no security questions, but you do have to get your address correct. I was denied credit in the past 60 days, so I picked that option. You have to put in the street number from your address, so make sure to put in the street number of the address on the report you get from MyFico (even if you don't live there anymore, you have to put in the correct address number or they won't send it to you). At the end of the call they say they will mail you a report, but they also give you the ten-digit confirmation code.

Once you have the confirmation code you can go to the EQ dispute page here and start a dispute. When you start the dispute with a valid code, it will immediately take you to the official EQ copy of your report.

Sorry for the long post. Hope it helps someone.