FlyerTalk Forums - View Single Post - USA EMV cards: Availability, Q&A (Chip & PIN -or- Chip & Signature) [2012-2015]
Old Jan 18, 2014 | 2:24 pm
  #2773  
LoneTree
 
Join Date: Jul 2009
Location: KWI
Programs: AA EXP
Posts: 806
Originally Posted by Majuki
Originally Posted by LoneTree
Just checked my statement, it lists all transactions in USD regardless of DCC.
But to the previous poster's point, I think it's a good sign if it lists the exchange rate. From my experience, if you get DCC'd you won't see the exchange rate, just the charge in USD (plus whatever FTF your card has).

For example, back in the dark times before I discovered FlyerTalk, I unknowingly booked air travel on a European carrier denominated in USD. Not only did I have the pleasure of paying about a 4% premium on DCC but I also got hit with a 3% FTF. (I initially thought the 4% discrepancy was the FTF itself, but Chase conveniently tacked that on top of the transaction after it posted.)
None of mine list the exchange rate.

It's possible this may just be in the end of month statement? It's not in the account activity view however.

Last edited by LoneTree; Jan 18, 2014 at 2:34 pm
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