Originally Posted by
ffsim
Whoa. That's pretty different from the
The Chase United MileagePlus Club Visa, but admittedly it doesn't include lounge access. So it's probably more comparable to the TD card than the Chase card, which in turn makes the TD card a pretty terrible value.

The TD card is a pretender, even taking into account the poorer benefit-to-fee ratio that we usually have for Canadian-based credit cards. If I want an expensive card with benefits, I'm more likely to up the ante and go for one of the AMEX Plat cards than go for TD's offering - and I say that as a loyal TD customer.