The Ultimate Rewards Mall is simply a shopping portal, same as those offered by airlines, hotel chains, etc. When you shop through the mall your purchases are charged to the card you choose when you pay for the transaction. You can login to the mall through a personal card, and pay for the transaction with a business card. The bonus points will appear on the personal card account because that's how you logged in.
Be sure to review this thread to understand what could go wrong if you pay with a different card:
http://www.flyertalk.com/forum/chase...d-ur-mall.html
Thanks for this info. However, I will not be using a non-Chase credit card. I would be using a Chase business card.
Maybe I could log into URM using my Chase Freedom card, and pay for my purchase with my Chase United MileagePlus Explorer business card? This way I would get UR points on the Freedom card, and get closer to meeting my minimum spend on my Chase United business card.
How exactly would I do this? Do I simply replace the Freedom cc info at checkout with the Chase United info?
BTW, I know this is not the right section of this forum to ask this, but I want to do the same thing with my Citi AAdvantage business Mastercard. I want to make purchases in the "ThankYou Rewards mall using this card (to get closer to meeting a minimum spend), but log in using one of my Citi personal cards that earn ThankYou rewards. Is this possible?