When I moved to Canada a couple of years back, I had to have my bank advisor give me a 101 on cheques. In 30 years in Europe, I had never had to use one and was amazed that such arcane means of payment still exist here, combined with very limited e-banking services for individuals paying individuals.

I rent and my landlord, as well as the odd craftsman, insist on cheques. I also get them from friends every now and then, and have to trek to the bank to deposit them. Oh, and I've had compensation cheques from both LH and UA in the last 12 months.

I can't wait for something like an IBAN to put an end to this disgrace.