Originally Posted by
LoneTree
Those are set up the same as Barclay's Hawaiian with Signature preferred. As it is currently, just USAA and Diner's are default Chip and PIN in the states.
Though the Wells Fargo EMV card may be different, but nobody has tested it or received a definitive answer yet.
I'll admit I don't know too much about these cards and don't own one myself. Is there a practical difference as in which method they default to? From what I understand, a card from Penfed or Andrews would still work at an unmanned ticket machine in Europe, or a tool booth. Are there situations where default Chip & Pin would make a difference/