Originally Posted by
roki
Question:
I am far from aggressive with AP. I do one $500 transfer and one $475 transfer per month to my fiance (A -> B), and that's it. However, her parents are giving us some cash towards the wedding ($5K), and I told them about AP as a way to send those funds over the next 5 months and get points for them. They wanted to just charge everything to their card, but not only is my card already on file, my venue is considered "travel," so 2x on CSP. I wasn't about to give that up.
tldr; So my question is: If I go ($975 A -> B), and then ($1000 C -> A), is that going to draw much attention? I only think it would because for the next 6 months, I'll be pretty much maxing out my send AND receive limits. While the C -> A transfer is a completely legitimate use of the service, my A -> B transfer is pure MS. Any reason to worry?
I manage multiple accounts for different people and usually max out the limits every month. So IME, what you propose does not pose much risk, and I would do it without worrying too much.