Originally Posted by
lacuadra
I don't get this algorithm. I pay off every month my Amex platinum and a large number of FT do so as well. I guess a Flag/Fire would come at any time...
The algorithm isn't so much about customers paying off every month as flagging customers with very high risk profiles and shutting *them* down when they finally pay off.
The OP had a prodigious collection of "red flags".