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Thread: Is it 1 hard pull or 2 hard pulls?
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Old Jan 5, 2014 | 9:27 pm
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Originally Posted by fliesdelta
Somewhat related, a few months ago I got a new car, and now EQ shows two inquiries on the same day: by the dealership, and by the manufacturer's financing arm.

Would that be considered two hard pulls?
Inquiries for mortgages, auto loans, and student loans are handled differently.

Depending on the type of inquiry and the revision of FICO being used, multiple inquiries across lenders will be combined in a period of 14-45 days.

See this thread on myfico: http://ficoforums.myfico.com/t5/Unde...e/td-p/2127133
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