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Thread: Is it 1 hard pull or 2 hard pulls?
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Old Jan 5, 2014 | 3:02 pm
  #3  
tomcanada22
 
Join Date: Dec 2013
Posts: 260
Originally Posted by happy9zz
I applied Discover It and Bank of American card on 12/31/13. When I check my credit report, I see they both pulled Equifax on 12/31/13. I am wondering they are considered 1 pull or 2 pulls on my credit report? If they are 2 pulls, will they be merged in 1 pull?


No, most likely it will be consider 2 pulls as it's 2 different banks. I believe if you were doing 2 apps with the same bank at about the same time may result in 1 pull.
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