Lots of useful info. I used info from this post:

http://travelsort.com/blog/amazon-pa...-to-avoid-them

And set this up to avoid shut down:

A=Me - (AP linked to major bank in my name)
B=Wife - (AP linked to Discover Savings bank account in her name...free BTW)
C=relative (AP linked to another major bank)

A > C
B > C

C then logs into AP account to deposit the money into a linked Chase bank account. Once funds arrive, C then logs into Chase account and utilizes money transfer to A or B via quick pay feature.

A,B,C each access Amazon Payment and initial setup from different IP addresses. If you have only one computer, you can subscribe to a VPN service that gives you access to more IP addresses to use.

All three individuals have different physical addresses according to AP, and any online activity is done from a unique computer IP address. It helps to map everything out on paper to keep track.

At the end of the day, all of this online activity is done by one person - me. It generates $2K MS for no cost.

Has anyone found a better or more efficient way?