I just found out that wife had this card with a ......$500 credit limit...never cancelled it to take advantage of the occasional AMEX bonus offers and of course the "used to be" awesome small biz sat promotion....signed in and checked the "Rewards Dollars" terms ...low and behold it states that she can get 5% cash back after the $6.5K spend on grocery,drug stores and gas station with no cap...confirmed with AMEX rep ....Does AMEX allow credit line reallocation ? Credit pull ? would be nice to shift most of $26 K from another rarely used regular blue card....it may still worth the credit inquiry though...developing...