Originally Posted by Twickenham

The thing that gets me is the income requirement. A $200,000 salary for their mediocre top card? Really?? At my modest salary level, I can have any AMEX card I want, but only qualify for the most basic TD Aeroplan card.

These cards (and sign-up bonuses) may have been competitive a couple of years ago, but the Canadian CC market has become more competitive of late, especially with AMEX's aggressively marketing their gold card. A 25,000 bonus + 2 pts/$ on gas, grocery, pharmacy & travel spend + FYF pretty much blows the TD offering out of the water, even if you do take into consideration AMEX's more limited acceptance.

This loyal TD customer will wait and see if TD decides they really want to play ball.