Welcome, I was also a newbie a couple of years ago and learnt a lot.

My suggestion is to start with the Milebuzz and Credit Forum ( Manufactured Spending ! ) read read read and then ask questions. You will find great people that are willing to answer your questions with the caveat that you should read at least a few pages to see how it is done ( some topics are quite long but there are lots of stickies)

Welcome and have a blast here!!!