Originally Posted by
xolinlevh
incomes been reduced...id been rolling this debt for a while,...liquidating some assets to cover bills....admittedly i shouldnt have let my cards run up so high.
It sounds as if American Express had excellent information, perhaps more insight into your financial circumstances than you expected. Still, I wouldn't be surprised if they modify the decision and keep an account open with a sharply reduced credit line, because it also sounds as if you are acting responsibly.