Originally Posted by CaptRobPhD

Ouch, $302 on $100k? Couple of different blue chips would have grossed you 8x that not to mention appreciation (double digit return). Could have earned miles AND enough for a nice ticket from each account. Boring 'ole ADP would have returned 22% Apr 29 til now, of which ~$2075 would have been dividends [each account]. Why tie up capital in CD? Seems like the need to get 'free' miles clouded financial judgement there--miles are, after all, about money. All miles related stuff I'm doing = return > cost. Have multiple Fidelity accounts but don't think I can swing this..