So confused. Please help with a CC recommendation?
I have been lurking and reading on this forum for a few days now, but more information is just confusing me further. At this point, I am asking (and hoping) for some direct advice.
I currently have two credit cards: a Chase Sapphire Preferred which I currently use for 100% of my purchases and a Citi student card which I first used to build my credit. I am in the first year with the Chase card, which I got mostly for its bonus. I'll probably drop it to the Sapphire to avoid incurring the annual fee.
I'm 25 years old with excellent credit (not sure of the exact score, but its 770+). My monthly expenditures are low, ca. $1200 on the Sapphire, though I plan to use the Bluebird/Vanilla strategy that I learned about on here to pay for my rent and bring that total to around $1900.
I am looking for another card for airline points. It's obvious, but I'm not a churner and will be using this next card for at least a little while. Also, I really would like a card with 0% foreign transaction fee, since I may be spending a lot of time overseas next year. I was thinking about the Capital One Venture card with a 40,000 mile bonus. More than a specific recommendation (which I would still very much appreciate), can someone please explain to me what I should be considering as I make my next move?