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Old Dec 28, 2013, 1:22 pm
  #10  
tigerhunt2011
 
Join Date: Jul 2012
Location: Beverly Hills
Posts: 713
Discover is seeing less and less acceptance, so I would avoid it for the network. Capital One has poor rewards and awful customer service. For the first, I would start with something you can build into a card that you will have a long time. Thats why my first was a Bank of America Secured Alaska Airlines card. After 12 months they unsecured and then I requested a CLI from $500 to $2500. This past September I converted it to the Virgin Atlantic World Elite MC and got a CLI to $5000 (along with 65k Virgin Miles that I converted to 130,000 HHonors points )

As opposed to starting with a card you'll later want to cancel, thus hurting your average age of accounts, one of the primary factors of FICO scores.
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