Some policies do, others do not. Emergency treatment and limited transport for medical reasons is included in our HMO Medicare policy, even if overseas (but - it's reimbursement, which means it comes from your pocket initially), for example.
But - for many years we have been members of DAN (
Divers Alert Network), which offers within their membership emergency medical transport when you are 50 miles or more from home, and there is
no age restriction or requirement the medical emergency be diving related. Lady JDiver no longer dives, but we continue with the Family Membership because of the medevac; we know people who have used the medevac (via Travel Assist, who authorizes the evacuation).
$100,000 Medical Evacuation Coverage
for all listed family members
DAN Members receive $100,000 of emergency medical evacuation assistance coverage. This benefit is valid for diving and nondiving medical emergencies anytime you travel more than 50 miles from home.
It also includes TravelAssist: "DAN TravelAssist offers around-the- clock access to skilled support such as prescription assistance, medical monitoring, emergency messaging, translator referrals and more."
We pay $55 annually for Family Membership ($35 for individual membership).
A bit off topic perhaps, but we buy travel insurance via
www.insuremytrip.com, which allows one to read the detailed rules prior to purchasing; it usually returns 25-30 available policies for our perusal.