Originally Posted by
Often1
Every rewards program known to mankind has different features. You just have to pick what's best for you. If the $60 is a deal-killer for you, I wouldn't be with Amex.
It's certainly not a deal killer, I transfer my MR points often and pay the fee. It's just something I appreciate about UR.
You're 100% correct. Any rewards program has pros and cons, and I get a lot of use and enjoyment out of both MR and UR.