Originally Posted by
philemer
May not be possible-call them. But, why do you want to avoid a hard pull? How many have you had this year? A new app. will give you bonus miles/points and a conversion usually won't. I'd call them.
This will be shocking to this crowd, but I keep new card activity to the bare minimum. One hard pull in March when I got a car, prior to that one hard pull in July '12 when I got a DL Amex, and the previous hard pull to that was in 2008 (and the one before that had been in late 2005, and so on).
So, no, a hard pull won't hurt my score, but I'd rather avoid it if possible.
Call it my OCDish behavior, I guess.