Originally Posted by
Kay_nyc
I'm planning my next churn for later this month. The Fairmont Chase Visa is on my shortlist. I'm thinking of using the two free nights at the Fairmont Mayakoba in Jan or Feb 2015. Is December too early to apply? If I apply in December, get the card in early Jan, and hold off on meeting the min. spend until Feb, could I use the free certs through the end of Feb 2015? Could I using the dining certs? I'll probably end up cancelling the card before I use the certs.
Certs take about 1 month to be awarded after spend is met and are valid 12 months. I'd wait till mid to late Jan to apply to guarantee validity.