Originally Posted by
krzysz
A discussion of the topic on FT is the source.
Besides, ones I was flying from CPH to HEL on SK and saw a flight attendant change a life vest under one of the seats. According to this attendant, if the life vest were faulty or missing, the passenger sitting next to it wouldn't be covered by the airline's insurance.
Agree with the other poster - it would refer to their liability insurance, not health insurance.
I would get travel insurance that covers you in the US - if nothing else, if you were in the airport, and rushed to a US hospital, I wouldn't want the stress of it all ("but the airline should cover me", "says who?" etc.)